Digital Payment Adoption of Local Retail Businesses in San Jose City . CGCI International Journal of Administration, Management, Education and Technology, [S. l.], v. 1, n. 3, p. 102–130, 2025. DOI: 10.70059/9cyd7815. Disponível em: https://cgci-ijamet.org/index.php/cgciijamet/article/view/148.. Acesso em: 3 apr. 2025.